📱 Free Android App   v1.4

Your bills.
Finally under control.

Bills Tracker is a free, fully offline bill and budget manager for Android. Track recurring bills, manage budgets, monitor accounts, and visualize your cash flow — all in one place, all on your device.

🔒 100% offline 📦 No account needed Free forever
Good morning
$7,850 net worth
Income
$3,800
Bills
$1,653
Balance
$2,147
⚠ Needs attention
Electricity
Day 5 · Utilities
$180
🌐
Internet
Day 12 · Subscriptions
$60
🎯 Budget this month
$785 spent$1,650 limit
48% used
🏠Home
📋Bills
🎯Budget
🏦Accounts
📊Flow
+
5
App screens
100%
Offline — no server needed
0
Data collected
Free
Always free to use

Everything you need,
nothing you don't.

Bills Tracker keeps your finances simple. No cloud, no subscriptions, no complexity — just powerful tools that work the way you think.

📋

Bill Management

Track all your recurring bills — rent, electricity, internet, insurance — with custom due dates, payment tracking, and flexible recurrence including daily, weekly, monthly, and semi-monthly schedules. Mark bills paid in full or record partial payments.

⚡ Electricity
💧 Water
🌐 Internet
🏠 Rent
📱 Mobile Plan
🛡️ Insurance
🎬 Streaming
+ Custom
🎯

Smart Budgets

Set group budgets for shared household spending and personal budgets for individual categories. Live progress bars show you exactly where you stand.

🏦

Account Tracking

Monitor all your accounts — bank, credit cards, e-wallets, and cash — in one place. Record income, expenses, and transfers with full balance history.

📊

Cash Flow Insights

A 6-month income vs. expense bar chart shows your financial trends at a glance. See your savings rate, average monthly savings, and total figures side by side.

🔔

Push Notifications

Get timely reminders before bills are due — even when the app is closed. Enable or disable notifications any time from Settings, and send a test to confirm they're working.

🔒

Private by Design

All data lives exclusively on your device. No account required. No cloud sync. No data harvested. Works completely offline.

💾

Export & Import

Back up all your bills, accounts, and transactions to a JSON file. Restore from backup any time. Your data, your control.

👁️

Privacy Blur Toggle

One tap blurs all monetary values across every screen — perfect for sharing your screen or working in public without exposing your finances.

🌗

Dark, Light & Auto Theme

Switch between Light and Dark mode, or let Auto follow your system theme automatically. Easy on the eyes, day or night.

🎓

Guided Onboarding

A replayable 8-step walkthrough introduces every screen and feature — helpful for first-time setup, and available any time from Settings.

📐

Built for Every Screen

A responsive layout adapts cleanly to tablets and larger displays, not just phones — the same clarity at any screen size.

Five screens.
All the clarity you need.

A clean bottom navigation makes switching between your financial views instant and effortless.

🏠 HOME

Home

Net worth snapshot, bills needing attention, budget status, and recent transactions.

📋 BILLS

Bills

All recurring bills grouped by status — overdue, due today, upcoming, and paid.

🎯 BUDGET

Budget

Donut chart and category-by-category progress bars showing spending against limits.

🏦 ACCOUNTS

Accounts

Account balances and full transaction history. Tap any entry to view or edit.

📊 FLOW

Cash Flow

6-month bar chart, total income, total expenses, average savings, and savings rate.

Built in the open,
improved with every release.

Bills Tracker is under active development. Here's what's been shipped so far.

🚀
v1.4 — Current Release
July 2026 — Current Release

Semi-monthly bills · Redesigned Home · Tablet support

Added flexible semi-monthly bill recurrence with built-in date presets. Simplified and redesigned the Home dashboard around needs-attention bills, due-soon items, budget status, and recent activity. Added a responsive layout for tablets and larger screens, plus Android 16 platform compliance and more reliable update checks.

Semi-Monthly Bills Home Redesign Tablet Support Platform Compliance
🎉
v1.0 — Production Release
May 2026

First production launch on Google Play

Bills Tracker graduated from alpha to a full production release. Added Light / Auto / Dark mode, an 8-step onboarding tutorial, daily push notification reminders across three notification channels, robust JSON export/import, and in-app update checks — alongside the full bill, budget, account, and cash flow feature set.

Production Launch Dark Mode Notifications Onboarding
📋
v a1.1 — Alpha 1.1
February 2026

Push notifications · Welcome screen · Sample data

Added Android push notification support using the native bridge. Introduced a welcome onboarding screen for first-time users. Replaced US-centric sample data with universal generic data. Fixed settings menu structure.

Notifications Onboarding Sample Data
🏗️
v a1 — Alpha 1
January 2026

Core app · All 5 screens · AdMob · Export/Import

First public alpha release. Full bill tracking, budget management, account monitoring, and 6-month cash flow chart. Export and import data as JSON backup. AdMob banner integration. Android notification settings bridge.

Initial Release Bills Budget Accounts Cash Flow

Common questions.

Is Bills Tracker really free?
+

Yes, completely free to download and use. There are no paywalls, no subscription tiers, and no in-app purchases required to access any core feature. The app displays a small AdMob banner ad at the bottom of the screen, which is how development is supported.

Does the app need internet to work?
+

No. Bills Tracker is fully offline. All your data is stored locally on your Android device using local storage. The only network activity is loading the AdMob advertisement banner — you can use every financial feature completely offline.

Where is my data stored? Is it safe?
+

All data is stored exclusively on your device using Android WebView's localStorage. It is never transmitted to any server, never synced to the cloud, and never shared with anyone. Uninstalling the app or clearing app data from Android settings will delete all stored data permanently.

Can I back up and restore my data?
+

Yes. Go to Settings → Export data to download a complete JSON backup file to your device. You can restore it later using Settings → Import data. This is the recommended way to protect your data before uninstalling or switching devices.

What currencies are supported?
+

Bills Tracker works with any currency. The default is USD ($). You can change the currency symbol at any time in Settings → Preferences → Currency symbol — choose from common options or type any custom symbol.

How do bill reminders work?
+

When you enable push notifications (Settings → Notifications → Enable), the app uses Android's notification system to alert you before bills are due. Reminders are generated on-device — no data is sent to any server. You can test the notification from the Settings screen.

I found a bug or want to give feedback. What should I do?
+

Please email the developer directly at markvuelva@gmail.com. Describe what you were doing, what happened, and your Android version if you can. All feedback is read and appreciated — Bills Tracker is actively maintained and your input directly shapes what gets fixed and built next.

👨‍💻
About the Developer
Mark V.
Independent Android Developer · Philippines
I build practical, privacy-first Android apps for everyday people. Bills Tracker started as a personal project — I couldn't find a bill manager that was simple, offline, and didn't ask me to create an account just to track my electricity bill. So I built one.

Bills Tracker is developed and maintained entirely by me. Every line of code, every design decision, and every bug fix happens because people like you use it and tell me what matters. This is an independent project with no company behind it — just a developer who genuinely wants to make managing money less stressful for everyone.
Android (Kotlin) WebView HTML / CSS / JS AdMob Push Notifications UI / UX Design

Ready to take control
of your bills?

Free. Offline. No account needed. Available now on Android.

Get it on Google Play
v1.4  ·  Android 7.0+  ·  Free  ·  Privacy Policy